10 Steps to Financial Minimalism

1. Cut back on spending especially for things that you don't value.

2. Cancel monthly recurring subscriptions you don't use anymore.

3. Set an aggressive savings goals as a % of your income and invest in Index Funds.

4. Work at night in side hustle which provides extra income.

5. Negotiate a higher salary.

6. Increase your charitable giving. It seem counterintuitive to saving money but it works.

7. Eat out less.

8. Buy high quality clothes that last longer - yes, they cost more initially but the fact that they last longer makes them cheaper overall.

9. Invest in yourself and your health so that you can be a top producer.