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Bill Bergeman


10 Things We Pay For Out Of Fear

As much as I like to think I earn money to spend on my own enjoyment and personal freedom, I recognize there are some things I pay for purely out of fear.

This is not necessarily a bad thing, especially if it can be a preventative measure, but I do think it’s important to be aware of the motivation behind a purchase.

    1. Health insurance.

    Speaking from a U.S. perspective, health insurance is the biggest scam ever perpetrated on the American people.

    We are brainwashed into thinking we need it or else we'll become destitute, we become tied to jobs we hate because we believe we need it, we are fed junk food that makes us fat and unhealthy, we get plopped in front of a computer in a cubicle eight hours a day for 40 years, and in the end we actually do need it because we've destroyed our health.

    The insurance industry is the only one that makes money by withholding service. The less they give you, the more they keep.

    2. Taxes.

    No one pays taxes because they want to. They pay them because they fear the consequences.

    3. Medical exams.

    Medical exams are not bad to have, but we get them because we're fearful of something that's happening or something we think could happen.

    4. Product warranties.

    If I'm being peddled a special two-year warranty for a product that tells me the product is probably junk in the first place. This goes for automobile warranties as well. Most of the time, if you purchase one of these things, they can't be used anyhow.

    5. Home security systems.

    Home security systems are great but we don't purchase them for our own enjoyment. We purchase them because we're afraid of theft or home invasions.

    6. Smartphone cases.

    Are you really dropping your smartphone that much?

    7. Any status-seeking purchase.

    Luxury items, jewelry, fancy clothing, sport vehicles, the list is endless. Sure we can enjoy them, but they also scream of our fear of not being loved.

    8. Large suitcases/multiple suitcases.

    You don't need that much when you travel, but people who get enormous suitcases are afraid of leaving home without covering every possible contingency (which isn't possible when you travel no matter how much you take).

    9. Alcohol.

    Yes, alcohol can and often is consumed for enjoyment. However, a whole lot of people drink it for other reasons.

    10. College education.

    Another thing that happens in the U.S. People are brainwashed from a young age to believe they will never make enough money to live in this world unless they have a college degree - which, of course, is patently false. But, people are so afraid that they're willing to take out a lifetime of debt just to get a degree that may or may not be worth anything when they get out in the work force.

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