I plead guilty.
I have been living above my means this year. Not just above my means: way above my means.
Like picking up the 250 euro tab in a restaurant for me and my friends. And picking up a waitress's phone number. But that's a different story.
Then coming back to the same restaurant two weeks later with my friends, my mom and her husband and paying the 350 euro bill for everyone.
Now, i will admit, those experiences were special. I don't regret them. A lot happened.
However, i have now arrived at the stage where i want to live within my means - and only spend money on things that truly make me happy. So here we go.
1. ICE Money (In Case of Emergency)
I have been there. Needed to take the train to work. Lost my travel card. Bank card maxed out on debt. Total chaos. To make matters worse, I was on a video call for work at the same time. Needless to say, I don't ever want to go through this again.
