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Do this if you are living paycheck to paycheck

    1. Figure out your expenses

    How much are you currently spending?

    How much do you need to survive each month?

    2. Use cash instead of the card

    Cash is a pain in the ass. But it helps you physically understand your current situation.

    It is way too easy to buy stop on the card.

    3. Write down your skills

    Start with reading, writing, speaking and then keep going.

    How can you monetize those skills?

    4. Ask for a raise

    Right now from your current employer.

    5. Start applying for higher paying jobs

    There are lots of different jobs out there that you could do. Finding a high paying job can be a long process so start now.

    6. Where do live?

    Some places are a lot more expensive than others. If you moved to a lower cost of living area it might easier to make it.

    7. Figure out your long term goals

    Where do you want to be in 10 years.

    8. Automate your finances

    Don't think about it, unless you want to. Just let it flow.

    9. Exercise

    Go right now. It will keep you living longer.

    10. Tell other people about your plan just so they know what you are going for

    They do not need to agree or disagree, just understand that you are doing things.

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