Do this if you are living paycheck to paycheck
1. Figure out your expenses
How much are you currently spending?
How much do you need to survive each month?
2. Use cash instead of the card
Cash is a pain in the ass. But it helps you physically understand your current situation.
It is way too easy to buy stop on the card.
3. Write down your skills
Start with reading, writing, speaking and then keep going.
How can you monetize those skills?
4. Ask for a raise
Right now from your current employer.
5. Start applying for higher paying jobs
There are lots of different jobs out there that you could do. Finding a high paying job can be a long process so start now.
6. Where do live?
Some places are a lot more expensive than others. If you moved to a lower cost of living area it might easier to make it.
7. Figure out your long term goals
Where do you want to be in 10 years.
8. Automate your finances
Don't think about it, unless you want to. Just let it flow.
Go right now. It will keep you living longer.
10. Tell other people about your plan just so they know what you are going for
They do not need to agree or disagree, just understand that you are doing things.