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If You Had To Live on $2000 USD Per Month, How Would You Do It?

I didn't run any math to determine if these items would help ensure a $2000 monthly budget, but at a minimum they would surely help get you there.

    1. Don't own a vehicle.

    Use public transportation when available, or use Lyft/Uber only as needed. Better yet, live close enough to your desired amenities and walk/bike. Besides, have you noticed the price of gas lately?

    2. Live out of inexpensive Airbnb/VRBO properties.

    Generally speaking, if you keep your amenity list reasonable, you can find such properties to be less expensive than renting a home. Plus, you won't have to pay for electric, water, gas, or internet expenses.

    3. Always cook food at home.

    The fastest way to burn hundreds of dollars per month is to eat out. Get a Costco membership, which is typically $60, and purchase your food in bulk. Get a crock pot and cook large batches of chili or shredded chicken once per week. The $60 will pay for itself in no time.

    4. Get a roommate to split the rent/mortgage.

    Not the greatest alternative, but if your rent/mortgage is $2000 per month (not uncommon in the U.S.) then you've immediately given yourself an extra $1000 per month - plus, you can split utility expenses.

    5. Never pay retail price for clothes.

    There are plenty of places with quality inexpensive used clothing, such as Goodwill, the Buffalo Exchange, and a whole host of consignment stores.

    6. Pick hobbies that cost $100 or less.

    Rather than, for instance, play golf, which is not cheap (golf clubs, rental fees, clothing, etc. not to mention it's a great way to waste one's day, in my opinion), take up chess, play cards, run, sew, there are about 1,000 hobbies that cost little but are hugely rewarding.

    7. Don't own a gym membership.

    Most gym memberships are a racket, and not worth the cost. Do you really need all those gadgets to get a quality workout? No. Go for a run, it's free. Build up a home workout regimen that only involves using your body weight. Hershel Walker, the great erstwhile NFL running back (and now Senate candidate from Georgia), used to only do sit-ups, dips, and push-ups. Or, purchase some basic inexpensive strength-training equipment to use at home: bands, a few dumbbells, and a few kettlebells, and you'll be good to go.

    8. Sign up for MintMobile.

    AT&T and Verizon aren't the only mobile phone service options. MintMobile is $15 per month for 4GB of data.

    9. For goodness sake, cancel your cable.

    Who still has cable television anymore?

    10. Cancel Netflix.

    It's not worth it anymore. The quality of their programming has devolved into bad slasher horror movies and endless documentaries on serial killers that do nothing to edify your life. Pay the $139 annual fee for Amazon Prime and get all of its viewing options for free, and you'll never need another television entertainment option.

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