Lending money

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1. As regards large sums of money: Never!

There is a saying: Friendship ends with money.

2. When it comes to business, there are many ways to turn ideas into reality without money

3. If the idea is dead certain, a bank will agree to fund it, or there will be a grant for it

4. If a friend or family member needs a smaller amount, it's easier to just give it to them

This saves you the need to worry about it.