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Smartest Money Moves I Have Made

    1. Not going into debt

    Starting from zero rather than negative. 

    2. 401k

    Getting the match of my employer

    3. Opening a stock brokerage account

    Going on about 7 years now 

    4. Opening and funding a ROTH IRA

    Going on 3 years now 

    5. Educating myself

    Learning about money

    6. Creating a dividend potfolio

    Getting more and more monthly income 

    7. Getting married

    8. Funding an HSA

    9. Getting married

    10. Buying a home

    11. Have a consistent job for many years

    12. Just living a somewhat frugal life

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