What are the ten most important things about personal finance that someone without a finance background must know?

1. Compound Interest / Debt

2. The difference between Assets and Expenses, and difference between Appreciating and Depreciating Assets.

3. Diversification

4. Value Investing

5. Benefits of Multiple Income Streams

6. Forecasting

7. Risk Management

8. Fee / Expense management

9. Inflations

10. Patience