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Why You Should NOT Drive the Loaner Car (If You're Under 25)

We're taking our son's car in for servicing, and maybe getting a loaner. He (only half jokingly) said he wanted to drive the loaner.

Asked ChatGPT what would happen, and it makes a good list...

    1. You're Not Covered by Insurance

    - If something goes wrong - even if it's not your fault - the dealership's insurance won't pay.

    - That means you (or your parents) could be stuck paying for damages, injuries, or lawsuits

    2. You're Breaking a Legal Agreement

    - The loaner is given under a contract. Driving it underage is like signing something and not following the rules.

    - That could make you legally responsible for anything that happens.

    3. If There's an Accident, It's on You

    - Damage to the car? You pay.

    - Damage to someone else's car or property? You pay.

    - Someone gets hurt? You pay.

    - Legal fees? You guessed it - you pay.

    4. It Could Get Ugly

    - In the worst-case scenario, it could even be considered unauthorized use of a vehicle - which might be a crime depending on the state and situation.

    5. Bottom Line

    Even if you're a safe driver, one little incident could cost thousands, or worse. Not worth the risk. Let's find a safer workaround.

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