10 money rules I like to follow

1. Invest first and then pay the bills with what's left over

Doing it the other way means I don't have anything to invest

2. Water always at restaurants

3. No paying for desserts at restaurants

4. Investing in yourself is the best investment you can make

5. Having a lot of money may make you rich. Having a lot of time makes you wealthy.

6. Consider what's enough for you

Most people want to hit a magic number, but when they hit that number, they have a new number they want to reach. Consider what's enough for you - there's no need to keep on going for more.

7. Giving away money might mean less purchasing power, but you get a significant return on happiness.

8. Buy experiences, not items.

9. Cut ruthlessly on things you don't care. Spend on the things you do care about.

10. If you are trying something new, buy the cheapest tools you can. Upgrade the tools you use a lot.