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10 tips for Independant IT contractors in Canada

    1. Get a good accountant

    2. Incorporate don't be a sole proprietor

    3. Get general liability insurance

    4. Find ways to migrate your personal expenses into the business (speak to your accountant)

    5. Open a business chequing, savings account and credit card

    Keep your personal and business expenses separate.

    6. Pay your payroll and HST taxes on time

    7. Network with other IT contractors for leads

    8. Keep meticulous records: time sheets, financial information, scans of key documents

    9. Keep a budget of income, expenses and debt

    10. Put money aside for six months income in savings given the rocky nature of contracting

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