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10 ways to spend less

    1. Ask yourself if you really need it or do you just want it

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    Buy only what you need. Your smartphone still good? Don't upgrade it just because the next smartphone is shiny.

    2. Use what you already have

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    Sometimes you already have something around the house that can help. For example, instead of tweezers, maybe you have pliers. Or instead of a steamer, you can use a deep wok, a heatproof bowl and a large cover.

    3. Don't go out

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    You don't need new clothing if you don't go out

    4. Walk more

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    Or bike. Or carpool.

    5. Turn off appliances and anything else you don't need (electricity-wise) to save on electricity

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    6. Lower your heating

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    Wear lots of clothing / sweaters and only warm your house to the minimum

    7. DIY

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    Broke something? Try to fix it yourself before getting an expert to repair or replace it. Youtube is your friend.

    8. Eat less meat

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    Meat is expensive. Try to have a meatless day one day of the week.

    9. Use the library

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    Borrow books, audiobooks, CDs. Your local library may have more things - our library for example has small appliances and tools you can borrow.

    10. Trade with friends / neighbours

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    Your neighbour may have a fancy snowblower - rather than buy one yourself, why not borrow theirs? If you don't have anything they need, give them some baked goods. Always bring it back better than you found it.

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