What if your home is destroyed by: water damage, tornado, hurricane, flood, earthquake ?
Find out the answer to these questions from your insurance agent. And then change your policy or provider accordingly.
1. Does my insurance cover home replacement is destroyed by these events?
Flood, earthquake, tornado, hurricane, bombing, war, train derailment, natural disaster?
2. If my home is destroyed does my insurance pay to rebuild my home?
3. If my home is destroyed do I have to rebuild in the exact location or could I rebuild in another location?
4. Are the items inside my home covered under my insurance policy and for how much?
5. Are items inside the property insured for replacement costs or ACV - Actual Cash Value?
6. Does my home insurance cover the cost of replacing damage like hail or my air conditioning breaking down?
7. What is my deductible?
8. Does this policy protect me if someone is injured on my property?
9. Does my property need to be inspected for this policy?
10. Does the this policy pay for the cost of a hotel if something happens to my home?
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