What are the ten most important things about personal finance that someone without a finance background must know?

1. Don't take debts

2. Don't take loan if you don't have a business and you haven't hitted 25 when your brains prefontal cortex has grown region involved in taking risks

3. Money has three rules Keeping it Growing it Making it

4. You can't make money while in hospital Good health is vital in making money

5. Don't start a business with a goal of making money have a goal of solving a problem

6. Your average income will come from the average five friends you have

7. Your average income will come from 20% of your income

8. Be creative everyday

9. Money only buys you things it has no intrunsive value

10. Money is a tool