Your mortgage is the minimum you pay
When you purchase a home your mortgage is the beginning of your expenses.
Water, gas, electric, trash
Not everyone pays this.
3. Property taxes
This varies depending on the state.
4. Home Insurance
This is usually required if you have a mortgage.
5. Lawn care
Mowing, watering, flower beds
6. Furniture and appliances
Sometimes covered by insurance, but people usually upgrade their 'style' when they purchase a home.
7. Home remodel
After a certain number of years.