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Your mortgage is the minimum you pay

When you purchase a home your mortgage is the beginning of your expenses.

    1. Utilities

    Water, gas, electric, trash

    2. HOA

    Not everyone pays this.

    3. Property taxes

    This varies depending on the state.

    4. Home Insurance

    This is usually required if you have a mortgage.

    5. Lawn care

    Mowing, watering, flower beds

    6. Furniture and appliances

    Sometimes covered by insurance, but people usually upgrade their 'style' when they purchase a home.

    7. Home remodel

    After a certain number of years.

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