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9 Ways I Changed My Finances In 2023

    1. New ROTH IRA account

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    I switched over to the Robinhood ROTH IRA, because they are matching contributions.

    2. Joint Checking account

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    This is the first time I have ever had a joint account of any type.

    3. Increasing my ROTH contributions

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    4. Increasing the amount I contribute each month to my investment account

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    5. New credit card

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    AMEX Platinum Card

    They offered a really high points reward and other benefits that I will be taking advantage of.

    6. New Savings Account

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    Finally opened an Ally Online Savings account that will be my emergency fund account.

    7. Created new financial goals for 2023

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    8. Dumped a dud stock

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    Maybe I will regret this one day, but I don't think so. I sold out of The Honest Company - HNST. And reinvested the money elsewhere, I just think there are better opportunities out there.

    9. Created my Harness Money Binder

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    I already had many of my essential money documents. Now they are all in one place and I will update them on an as needed basis.

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easymoneyme @easymoneyme
Great list.

Did you consider Chase Sapphire Reserve to your Amex? Have had chase card for years, but would consider switching if it makes sense.
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Collin @harnessmoney
Great point. I actually started the CC journey doing the different Chase cards and that card was one that I had. I down graded that one last year to the free version. That one is a great card, I really justed wanted to try the Centurion Lounges with the Amex
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easymoneyme @easymoneyme
Would love to hear about the amex lounge. The priority pass lounges are OK, but crowded!
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