Ideas Post

My 9 Credit Cards From Worst To Best

Worked on building up CC points for travel.

I always pay off my credit cards at the end of the month.

    1. Discover it

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    Have had this one for a long time. Keep it open just to keep the line of credit still active. You do get cash back with this card.

    2. American Express Blue Card

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    Again keep this one open for the line of credit. It is my oldest card.

    3. Apple Card

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    Only use this to buy Apple products and get the financing. This is the only card I keep a balance on because it is free to finance.

    4. Wells Fargo Visa Cash Back

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    1.5% cash back. Not bad.

    5. Delta Skymiles

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    Got the bonus never really use this card, but you do get good airlines miles. Will close when it is time to expire.

    6. United Explorer MileagePlus

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    Again, bonus and airline miles.

    7. Chase Marriott Bonvoy.

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    Great bonus. Build Marriott points and part of the Chase rewards network.

    8. Chase Sapphire Preferred

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    Chase points are better than others.

    9. American Airlines Aadvantage

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    Access to the Admirals club and build point status with the airline. Worth it.

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Comments (7)
jay_yow07 @jay_yow07
What about the AMEX Platinum?
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Collin @harnessmoney
I have heard good things about that one. I have not gone deep enough into AMEX cards. I will explore those at some point.
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jay_yow07 @jay_yow07
Thank you! I have them, they were pretty expensive. 550 annually. But they're pretty good!
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Collin @harnessmoney
Yeah I hear I hear the annual perks are pretty good, but that is a good Amount. My AA card costs about that much and gives me access to the Admirals lounges. That is the only reason I pay that much for one card.
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jay_yow07 @jay_yow07
haha, yea, that's the only reason why I got the AMEX platinum. It's for the Skylounge. haha
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Collin @harnessmoney
Nice. I have never tried the SkyLounge. I need to visit it sometime. I saw the new Delta Lounge in NYC and it was really cool.
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jay_yow07 @jay_yow07
The one in LGA? Oh yeah, it was beautiful! And they just opened it a couple of months ago too!
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