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Ways I've wasted my money I regret a lot

    1. Taxis

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    I have spent a lot on Taxis, wherever I go. I am hoping next year will be the year to change that.

    2. ATM fees

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    A combination of lack of planning and lack of tracking contributed to this. I was shocked when I checked my balance once for how much the Banks benefited from my stupidity in just 6 months.

    3. Dates

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    I was young and foolish. I don't regret anything, but I should have focused on depth. Again, I was foolish.

    4. Eating out

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    5. Kitkats

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    6. Phone bills

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    I was careless. I never switched to cheaper plans and kept using SMS when everyone moved to Apps.

    7. Magazines I never read

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    Oh, those are many.

    8. Gym I rarely used

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    A bit like Chandler and Ross when they wanted to quit their gym membership :)

    9. Apps I rarely used

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    10. Not investing earlier

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    Opportunity cost!

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