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This idea for a list is a good way explore other peoples' thoughts, figure where you agree or disagree and develop how you think about things.

    1. Living abroad

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    @brawndo's reply to living on $2000/mo looked at living outside the US to make this work. I've written a lot of blog posts about retiring to another country so the point resonated. An approach to retiring overseas that I don't see other people talking about is to plan to just go somewhere for just a few years like between 65 and 70 as sort of an adventure. The context is for people who are a little undersaved. Basically, keep your mortgage-free house, rent it out and live off that cash flow while allowing your retirement savings and Social Security payout to both grow. Not selling your house creates an income stream for however you are away and gives the optionality of coming back without being priced out of your town.

    https://notepd.com/idea/living-abroad-buying-real-estate-overseas-part-1-0152p

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